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Why your family Needs travel insurance

the best travel insurance

the best travel insurance

If the last few years have taught us anything, it’s that the unexpected can happen at any moment. Flying, driving, or setting sail, travel insurance has become more important than ever. Given the instability of travel in today’s world, whether or not you have purchased insurance in the past, consider it a must-have to protect your family’s financial, physical, and emotional health.

Don’t wait until it’s too late

You’ve seen it all over the news—flight delays and cancellations. Although you may think your airline or credit card offers enough protection, don’t wait until it’s too late to find out the hard way. A travel insurance plan can help in the event of delay caused by weather, mechanical, or human error. Your policy will provide specific details about how and when your benefits kick in. If covered, insurance plans may reimburse meals, hotels, and/or transportation. If you think there’s a chance you’ll miss your connecting flight, add on Missed Connection coverage too. Without it, you could be stuck paying additional fees out of pocket.

Travel insurance plans like those offered by TravelInsuranceMaster.com offer far greater protection than most credit cards. Familiarize yourself with your cardholder agreement before making any assumptions. Credit cards often cover smaller inconveniences like lost luggage, but more popular benefits like Trip Cancellation, Emergency Medical Coverage, and Employment Layoff may only be found with a standalone travel insurance plan.

COVID coverage and beyond

Comprehensive plans with Trip Cancellation are the most popular and for good reason. If you get sick or test positive with COVID-19, all of Travel Insurance Master’s Trip Cancellation plans have got you covered. However, your reasons for cancelling will need to be proven to receive 100% reimbursement—so have your doctor’s note handy.

If you purchase travel insurance early enough (within days of your initial trip deposit) you may be eligible for a plan with even more flexibility. The Cancel for Any Reason (CFAR) add-on benefit allows you to cancel (for any reason) typically up to 48 hours prior to departure and up to 75% reimbursement of your total trip cost. And it’s never too early to shop for travel insurance—even if you haven’t paid for your trip in full, you can still request a quote and make an advance purchase.

Finding the right fit

Travel insurance should never be one size fits all either. Your needs may differ from what your credit card deems adequate coverage. That’s why TravelInsuranceMaster.com partners with a number of top providers to offer a variety of plans and benefits, all in one place. In just 3 steps, you can compare coverage to find the right fit for your family. Use their filters to narrow it down and find exactly what you are looking for.

Added support for the unexpected

Traveling someplace new, or even to a familiar destination right now, can seem daunting. Most travel insurance providers offer 24-Hour Assistance Services, a handy resource when you’re away from home. Once your trip begins, you’ll be able to call this service line for help with lost or stolen items, pet or vehicle return, replacement of prescription medication, medical referral services, and so much more!

the best travel insurance

If you’re taking advantage of a seasonal rental, protect your investment. Travel insurance covers the entire trip cost, including prepaid and non-refundable expenses. With a vacation rental through Airbnb or VRBO you aren’t always given flexibility when it comes to date changes or cancellations. That’s when travel insurance can be a real lifesaver. If something happens prompting you to cancel your trip—like an unexpected trip to the emergency room—all won’t be lost.

Anywhere, anytime peace of mind

Bear in mind, travel insurance isn’t just for trips abroad. You’ll find it helpful for any trip that takes you 100 miles+ from home, including road trips. In the event of an unexpected accident or illness during the trip (god forbid), you’ll be happy to have Emergency Medical and Evacuation benefits. Travel medical insurance provides coverage over and above your everyday health insurance. On international trips, this may fill the gap where regular health insurance provides limited or no coverage at all. For domestic trips, it’s important to consider the cost of your copay, out-of-network providers, or deductible. If an emergency occurs and you need to be evacuated, you’ll be happy to have the added support.

What it boils down to is this—you can never be too prepared when disaster strikes. Travel insurance provides the ultimate peace of mind for a small fraction of your overall budget. Protect your next family vacation in just 3 simple steps online at TravelInsuranceMaster.com.

the best travel insurance

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